Can a Medicare Supplement Plan be used to cover the costs of Medicare Advantage?

Medicare Supplement Plans, commonly known as Medigap plans, are specifically designed to work exclusively with Original Medicare (Part A and Part B). These plans help cover the out-of-pocket costs that Original Medicare does not pay, such as copayments, coinsurance, and deductibles.

When an individual is enrolled in a Medicare Advantage plan, they are essentially receiving their Medicare benefits through a private insurance company, which has a different structure and coverage approach compared to Original Medicare. Medicare Advantage plans often include their own network of providers, additional benefits, and different cost-sharing arrangements. Because of this distinctive setup, Medigap plans cannot be used to cover costs associated with Medicare Advantage.

Thus, the assertion that Medicare Supplement Plans work only with Original Medicare is correct, emphasizing that those enrolled in a Medicare Advantage plan should consider alternative coverage options rather than looking to Medigap for support.